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Class Four Hail Impact Resistant Roof

A class 4 impact resistant roof will not only protect your roof from hail and wind damage, it will lower your yearly insurance premiums.

Restoration Colorado Roofing recently installed a class 4 roof on a clients home in Colorado Springs, Colorado in May of 2015 and that client saved 36% on their homeowners insurance cost immediately after the new roof was installed. Download RMIIA’s “Hail Damage Fraud” brochure here

Don’t just replace your roof…Get your FREE upgrade to our Atlas 4 part, Class 4 Impact-Resistant Roofing system.

Roof upgrade is a $750.00+ VALUE! If you already have a class 4 roof or equivalent you are replacing, we will clean your entire house carpet up to $750.00 in value, when you use our company to replace your roof.

Although upgrading to this system obviously won’t guarantee you will never experience future hail damage, it almost certainly provides you with numerous long-term benefits that are not available with non-impact resistant roofing materials.

Reasons to Upgrade: The Number 1 reason…Upgrading to a Class 4 Impact-Resistant Roof System is always FREE with Restoration Colorado Roofing!

Why??? Because we believe that by providing you with the highest quality roof available in the industry, we in turn, will increase our sales, which will create more local jobs.

What this means for you….

  • Class 4 Impact-Resistant Roofing may reduce premiums on your Homeowner’s Insurance policy. It has been our experience that our customers have typically received a discount from 27-36%. This is obviously a recurring savings for you, the homeowner.
  • Class 4 Impact-Resistant Roofing may reduce the frequency of roof replacement, especially in high risk hail areas. No hassle of roof replacement and no money out of pocket for deductible.
  • Class 4 Impact-Resistant Roofing gives you a competitive advantage in the real estate market by increasing the value of your home and offering a transferable warranty to the new owners!
  • Class 4 Impact-Resistant Roofing improves the look of your home.
  • Class 4 Impact-Resistant Roofing is environmentally friendly because with a less roof replacement there is obviously reduced frequency of tear-offs leading to less landfill waste.

Colorado’s destructive hail season typically occurs from the middle of April through August. The ‘RiskMeter Online’s Hail Model’ predicts the frequency of hail storms for any location in the Continental U.S. Colorado Springs and the Front Range area are located in what is referred to in the insurance industry, as the heart of “Hail Alley.” In fact, the area has the dubious honor of receiving the largest number of hail storms in North America. For insurance purposes, “catastrophic” storms are defined as those with a minimum of $25 million dollars ‘insured damage’ and Colorado residents can depend on at least 3 or 4 catastrophic hailstorms every year. In a report published by CDS Business Mapping, LLC., a Boston-based online hazard mapping firm, three Colorado cities, Colorado Springs, Denver and Pueblo, rank in the top 10 in terms of risk of hail. According to the Insurance Information Institute, “Even small hail stones have been known to shatter windows, smash roofs and leave pockmarks in siding.” As a matter of fact, in the past 10 years Colorado has had more than $3 billion in claims from hail damage alone. This can mean that approximately half of the insurance premium on your home is going toward hail/wind damage.

What to Do After a Hail Storm

  1. Assess the damage.
  2. Check trees, shrubs and plants around your house, a good indicator of possible roof damage is if these are stripped of foliage. Also check for damage on patio covers, screens or soft aluminum roof vents are dented.
  3. Check your car for dents and broken or cracked glass.
  4. Protect your property from further damage. Cover broken windows and holes in your roof to prevent further water damage. (Most roofing companies will ‘tarp’ your roof for a small fee.)
  5. Call your insurance agent to file a claim as soon as you notice damage. Virtually all homeowner’s policies cover hail damage. Only allow the insurance adjuster and roofer on your roof since each time someone walks on it, more damage can occur.
  6. Keep receipts for any expenses incurred and submit them for reimbursement to your insurance company.
  7. Select a reputable roofing company to make repairs.
  8. Selecting a Reputable Roofing Company

The following is from the BBB guide for ‘General Advice When Choosing A Roofing Company’
A legitimate roofing company should be able to provide the following:

  • Local references and roofing testimonials
  • Business License
  • Roofing credentials
  • Workers compensation insurance
  • General liability insurance
  • Written manufacturer warranties
  • Deal only with licensed and insured contractors. Verify the track record of any roofer, builder or contractor you’re thinking of hiring. Ask for a list of recent customers and call them.
  • Get recommendations from friends, relatives, neighbors, co-workers, insurance agents or claims adjusters. Also check with the local Better Business Bureau and Home Builders Association to see if complaints have been lodged against any contractor you’re considering.
  • Take your time about signing a contract. Get a written estimate that includes any oral promises the contractor made. But remember to ask if there’s a charge for an estimate before allowing anyone into your home. Ask for explanations for price variations, and don’t automatically choose the lowest bidder. Get a copy of the final, signed contract before the job begins.
  • Resist dealing with any contractor who asks you to pay for the entire job up-front. A deposit of one-third of the total price is standard procedure. Pay only by check or credit card – and pay the final amount only after the work is completed to your satisfaction. Don’t pay cash.
  • Be skeptical of contractors who encourage you to spend a lot of money on temporary repairs. Make sure there’s enough money for permanent repairs.
  • Ask a knowledgeable friend, relative or attorney to review a home repair contract before you sign. If you get a loan to pay for the work, be cautious about using your home as security: If you don’t repay the loan as agreed, you could lose your home. Consider asking an attorney to review the loan documents, as well.
  • Be careful of any company that uses door-to-door sales or leaves a flier on your doorknob or in your mailbox, promising insurance compensation for repairs.
  • Phrases to watch out for: “insurance companies are compensating” and “most homeowners are unaware of the storm damage on their roof.”
  • Make sure to get verification of a hailstorm in your neighborhood. The National Weather Service or your neighbors are good independent sources.
  • If there was a storm, find out how large the hailstones were. It usually takes hail at least 1¼ inches in diameter to cause damage, with golf ball size or larger causing serious damage.
  • The homeowner should be aware of which way the storm was moving. Many homes have roofs with various angles or pitches, which means that the angles facing the storm would receive the most damage.
  • Hail damage is random. Unscrupulous repair companies may use a teaspoon, small rocks or hammers to fabricate damage.
  • Get our FREE 22 Point Roof Inspection Report

Call 719-635-7310 and ask for our free 22 point roof inspection!